该卡仅通过 Bitget Wallet App 开通，与依托中心化平台的加密卡不同，Bitget Wallet 加密卡基于链上非托管架构，资金始终保留在用户的加密钱包内，只有在支付时才会触发转换。该卡采用 Mastercard Digital First 技术，支持 Apple Pay 与 Google Pay，用户可实时使用 USDC 充值并进行消费，享受零充值费、交易零手续费的体验。所有消费将实现加密货币即时转换法币，无需通过本地银行或进行传统法币兑换。
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