ChainCatcher 消息,据 CoinDesk 报道,摩根大通分析师 Nikolaos Panigirtzoglou 在一份研究报告中表示,去中心化金融(DeFi)和资产代币化的增长仍令人失望,自 2022 年加密寒冬以来的复苏一直停滞不前。
报告指出,DeFi 的总锁仓价值(TVL)仍未恢复至 2021 年的高点,当前大部分活动仍主要由加密原生用户和散户推动。尽管已经开发出具备合规能力的基础设施,如许可制借贷池和支持 KYC 的财库,但机构采用仍然滞后。
分析师指出,主要障碍依然存在,包括监管碎片化、链上资产的法律不确定性,以及对智能合约安全性的担忧。
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