星展香港今天公布，上半年盈利同比升11%至51.3亿港元，总收入按年升8%至105.1亿港元，两者都创新高。净利息收入跌1%至59.5亿港元，净息差较2024年底收窄5个基点至1.75%。
集团指，受到经济环境疲弱及关税政策不确定性，已预留额外信贷拨备6.36亿港元，同心上升约18%。上半年不良贷款率升至1.6%，按年增加0.41个百分点。
受惠财富管理业务及交易收入增长，上半年非利息收入增长22%至45.6亿港元。
上半年存款同比增长9%至4.94亿港元，贷款则下跌5%至3.72亿港元，当中按揭贷款跌10%，中小企或中型企业跌6%，大型企业跌4%。
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