从1.58亿用户到4万投诉:维信金科的"盈利密码"藏着多少猫腻

中金在线
Aug 12, 2025

在 金融科技 领域, 维信金科 一直是备受关注的企业。近日,维信金科发布的正面盈利预告显示,2025年上半年 综合 净利润和综合经调整净利润均不少于2亿元,较去年同期大幅增长超65%,增长主要源于期内贷款额增加。回顾2024年,尽管发放贷款和贷款余额有所减少,但营收净利却实现双增,看似成绩斐然。然而,在这亮丽财报背后,实则暗藏诸多隐忧。贷款业务下滑与结构失衡2024年,维信金科发放贷款557.53...

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