Chinese online microlender Qudian's Q2 profit jumps on investment gains, revenue slumps on wind down of last-mile delivery

Reuters

Aug 13

Chinese online microlender Qudian's <a href="https://laohu8.com/S/QTWO">Q2</a> profit jumps on investment gains, revenue slumps on wind down of last-mile delivery

Overview

Qudian Q2 2025 revenue drops 93.5% yr/yr due to last-mile delivery wind down
Net income for Q2 2025 rises sharply, driven by higher investment income

Outlook

Company winding down last-mile delivery due to increased competition
Company expects prudent cash management to safeguard balance sheet
Qudian plans to focus on business transition for sustainable growth

Result Drivers

LAST-MILE DELIVERY WIND DOWN - Revenue fell 93.5% due to winding down of last-mile delivery business amid increased competition
INVESTMENT INCOME - Net income surged due to a 392.3% increase in interest and investment income
HEADQUARTERS EXPENSES - General and administrative expenses rose 39.6% due to increased depreciation and property tax expenses following headquarters construction

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q2 Revenue		RMB 3.49 mln ($0.5 mln)
Q2 Net Income		RMB 311.76 mln
Q2 Income from Operations		-RMB 113.87 mln
Q2 Pretax Profit		RMB 345.28 mln

Press Release: ID:nPn9QX4GXa

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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}\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nChinese online microlender Qudian's Q2 profit jumps on investment gains, revenue slumps on wind down of last-mile delivery\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1032215980\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2025-08-13 17:10</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>Chinese online microlender Qudian's <a href=\"https://laohu8.com/S/QTWO\">Q2</a> profit jumps on investment gains, revenue slumps on wind down of last-mile delivery</title></head><body><p><span>Overview</span></p><ul><li><p>Qudian Q2 2025 revenue drops 93.5% yr/yr due to last-mile delivery wind down</p></li><li><p>Net income for Q2 2025 rises sharply, driven by higher investment income</p></li></ul><p><span>Outlook</span></p><ul><li><p>Company winding down last-mile delivery due to increased competition</p></li><li><p>Company expects prudent cash management to safeguard balance sheet</p></li><li><p>Qudian plans to focus on business transition for sustainable growth</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>LAST-MILE DELIVERY WIND DOWN - Revenue fell 93.5% due to winding down of last-mile delivery business amid increased competition</p></li><li><p>INVESTMENT INCOME - Net income surged due to a 392.3% increase in interest and investment income</p></li><li><p>HEADQUARTERS EXPENSES - General and administrative expenses rose 39.6% due to increased depreciation and property tax expenses following headquarters construction</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q2 Revenue</p></td><td></td><td><p>RMB 3.49 mln ($0.5 mln)</p></td><td></td></tr><tr><td><p>Q2 Net Income</p></td><td></td><td><p>RMB 311.76 mln</p></td><td></td></tr><tr><td><p>Q2 Income from Operations</p></td><td></td><td><p>-RMB 113.87 mln</p></td><td></td></tr><tr><td><p>Q2 Pretax Profit</p></td><td></td><td><p>RMB 345.28 mln</p></td><td></td></tr></tbody></table><p>Press Release: <span>ID:nPn9QX4GXa</span></p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"QD","symbol_name":"趣店","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20250813:nPLXF72479:1","article_id":"2559608291","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2559608291","pubTimestamp":1755076239,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Chinese online microlender Qudian's Q2 profit jumps on investment gains, revenue slumps on wind down of last-mile deliveryOverviewQudian Q2 2025 revenue drops 93.5% yr/yr due to last-mile delivery win","collect":0,"end_time":0,"defaultTopTitle":"","property":["earning"],"viewcount":null,"language":"en","relate_stocks":{"QD":"趣店"},"translate_title":"中国在线小额贷款机构趣店第二季度利润因投资收益而跃升，但因最后一英里交付减少而收入下滑","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"QD":0.9},"content_text":"Chinese online microlender Qudian's Q2 profit jumps on investment gains, revenue slumps on wind down of last-mile deliveryOverviewQudian Q2 2025 revenue drops 93.5% yr/yr due to last-mile delivery wind downNet income for Q2 2025 rises sharply, driven by higher investment incomeOutlookCompany winding down last-mile delivery due to increased competitionCompany expects prudent cash management to safeguard balance sheetQudian plans to focus on business transition for sustainable growthResult DriversLAST-MILE DELIVERY WIND DOWN - Revenue fell 93.5% due to winding down of last-mile delivery business amid increased competitionINVESTMENT INCOME - Net income surged due to a 392.3% increase in interest and investment incomeHEADQUARTERS EXPENSES - General and administrative expenses rose 39.6% due to increased depreciation and property tax expenses following headquarters constructionKey DetailsMetricBeat/MissActualConsensus EstimateQ2 RevenueRMB 3.49 mln ($0.5 mln)Q2 Net IncomeRMB 311.76 mlnQ2 Income from Operations-RMB 113.87 mlnQ2 Pretax ProfitRMB 345.28 mlnPress Release: ID:nPn9QX4GXa(This story was created using Reuters automation and AI based on LSEG and company data. 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