Odaily星球日报讯 美财政部正在就如何使用数字身份工具和其他新兴技术打击加密货币市场的非法融资征求公众反馈，其中一个方案是将身份验证嵌入 DeFi 智能合约。据财政部称，数字身份解决方案（可能包括政府身份证、生物识别技术或便携式凭证）可以降低合规成本，同时加强隐私保护。它们还可以使金融机构和 DeFi 服务更容易在交易发生之前检测到洗钱、恐怖主义融资或逃避制裁的行为。征求意见稿中提出的一个想法是，DeFi 协议可以将数字身份凭证直接集成到其代码中。在这种模式下，智能合约可以在执行交易之前自动验证用户的凭证，从而有效地将 KYC 和反洗钱（AML）保障措施构建到区块链基础设施中。本周发布的这份咨询报告源于新颁布的《GENIUS 法案》，该法案于 7 月签署成为法律。（Cointelegraph）
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