智通财经APP获悉，高盛发布研报称，香港1个月银行同业拆息(HIBOR)自5月以来首次触及2%。8月至今的平均值约为1.1%，而6月及7月平均值分别为0.7%及1%。该行料8月及9月的平均值将达1.3%及1.6%，而第三及第四季的平均值分别为1.3%及2.3%，相较于首季及次季为3.9%及2%。该行指，HIBOR的上行趋势基本符合预期。
报告指，随着HIBOR正常化，与美息的差距缩窄，该行预计下半年本地银行净息差将会最疲弱，但净利息收入、总收入及拨备前利润(PPOP)将自2026上半年开始复苏，因预期HIBOR平均值将于2026至27年间回升至2%至2.5%。
该行表示，虽然5月以来HIBOR下行侵蚀银行净息差，但香港银行股价仍具韧性。市场似乎已消化HIBOR较低的利好因素，包括手续费收入增加、信贷成本下降及贷款需求复苏。该行维持选择性策略，仅予汇丰控股(00005)“买入”评级，目标价110港元;同时予东亚银行(00023)“沽售”评级，目标价10.5港元。
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