【环球网财经综合报道】国家金融监管总局最新发布的《2025年二季度银行业保险业主要监管指标数据情况》显示,二季度末,我国银行业金融机构本外币资产总额467.3万亿元,同比增长7.9%。其中,大型商业银行本外币资产总额204.2万亿元,同比增长10.4%,占比43.7%;股份制商业银行本外币资产总额75.7万亿元,同比增长5%,占比16.2%。
从信贷资产质量来看,商业银行实现了不良贷款余额和不良率的“双降”。二季度末,商业银行(法人口径,下同)不良贷款余额3.4万亿元,较上季末减少24亿元;商业银行不良贷款率1.49%,较上季末下降0.02个百分点。
上半年,商业银行累计实现净利润1.2万亿元。2025年二季度末,平均资本利润率为8.19%。平均资产利润率为0.63%。(闻辉)
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.