智通财经APP获悉，易鑫集团(02858)尾盘涨超12%，截至发稿，涨11.6%，报2.79港元，成交额1.42亿港元。
消息面上，8月12日，财政部、中国人民银行、金融监管总局联合印发《个人消费贷款财政贴息政策实施方案》，对符合条件的个人消费贷款实施财政贴息。方案贴息1个百分点，场景包括家用汽车等单笔5万元以上的重点消费领域以及单笔5万元以下的一般性消费。国泰海通证券指出，推荐汽车金融领域头部公司易鑫集团，其在汽车金融细分市场布局深厚，政策对家用汽车消费的支持将直接带动其业务增长。
此外，易鑫集团近期携一系列汽车金融领域AI创新成果首次亮相世界人工智能大会WAIC 2025，引发业内外高度关注。易鑫首席AI科学家、高级副总裁张磊更在会上透露，易鑫自主研发的行业首个Agentic大模型已进入攻坚阶段，研发进展良好。他表示，从目前的测试情况看，Agentic做到了动态决策的突破，可在汽车金融业务中摆脱人工依赖，实现全链条的智能化、自动化，令业务处理时效进入“秒级时代”。
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