韩国银行业上半年净利润总额同比增长18.4%

环球市场播报
Aug 21, 2025

  周四公布的数据显示,今年上半年,韩国银行业的净利润总额同比增长了18%以上,原因是非利息收入的大幅增长,远远抵消了利息收入的小幅下降。

  韩国金融监督院(FSS)的数据显示,今年1月至6月,韩国20家银行的净利润总额达到14.9万亿韩元(约合106.6亿美元),比去年同期的12.6万亿韩元增加了2.3万亿韩元,增幅为18.4%。

  上半年的利息收入为29.7万亿韩元,比去年同期减少了0.1万亿韩元,降幅为0.4%。

  非利息收入为5.2万亿韩元,比去年同期增加了3.4万亿韩元,增幅达53%。

  今年上半年,这些银行拨备了3.2万亿韩元的贷款损失准备金,比去年同期增加了6000亿韩元,增幅为23%。

  数据显示,这些银行上半年的资产回报率从去年同期的0.67%升至0.75%,而股本回报率上升1.08个百分点至10.18%。

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