更大的风险在于套利空间本身极不稳定。 在深圳从事外贸业务的陈林(化名),今年6月通过某香港保险中介了解到一款“七年翻番”的“新存款”方案。他以12万港元自有资金,加上银行提供的48万港元贷款,共计60万港元,投保了一份香港储蓄险。同时搭配一款年化6.75%的派息基金,收益用于偿还每季度的贷款利息。中介宣称,7年后退保可返还约120万港元,每年单利超10%。 然而,仅过去2个多月,随着港元利率波动,...
Source Link更大的风险在于套利空间本身极不稳定。 在深圳从事外贸业务的陈林(化名),今年6月通过某香港保险中介了解到一款“七年翻番”的“新存款”方案。他以12万港元自有资金,加上银行提供的48万港元贷款,共计60万港元,投保了一份香港储蓄险。同时搭配一款年化6.75%的派息基金,收益用于偿还每季度的贷款利息。中介宣称,7年后退保可返还约120万港元,每年单利超10%。 然而,仅过去2个多月,随着港元利率波动,...
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