一、中国平安银保渠道持续爆发,个代人力见底再确认。很多媒体报道中国平安财报数据时,会优先突出净利润这个指标。今天我正写长文的时候,就看到金融软件弹出的“中国平安净利润680.47亿”的新闻。讲真,对于中国平安这种主营人身险的集团而言,净利润只是个滞后指标,当期净利润无法准确衡量保险这样长周期行业的经营实绩!而内含价值能够反映保险集团股票(包括FVOCI资产)、债券等资产公允价值的变化,用P/EV来...
Source Link一、中国平安银保渠道持续爆发,个代人力见底再确认。很多媒体报道中国平安财报数据时,会优先突出净利润这个指标。今天我正写长文的时候,就看到金融软件弹出的“中国平安净利润680.47亿”的新闻。讲真,对于中国平安这种主营人身险的集团而言,净利润只是个滞后指标,当期净利润无法准确衡量保险这样长周期行业的经营实绩!而内含价值能够反映保险集团股票(包括FVOCI资产)、债券等资产公允价值的变化,用P/EV来...
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