中国人民保险集团(01339)公布中期业绩 归母净利为266.71亿元 同比增长13.98%

智通财经
Aug 27

智通财经APP讯,中国人民保险集团(01339)公布2025年中期业绩,营业总收入为3241.22亿元,同比增长10.87%;归母净利为266.71亿元,同比增长13.98%;基本每股收益0.6元,中期现金股息每10股0.75元。

该集团业务发展持续向好,2025年上半年实现保险服务收入2802.50亿元,同比增长 7.1%;原保险保费收入为4,546.25亿元,同比增长6.4%。投资资产规模稳步增长,截至 2025年6月30日,集团投资资产规模突破1.7万亿元,较年初增长7.2%。

财产险业务方面,人保财险有力塑造发展优势,财产险市场份额33.5% ,保持行业首位;经营活动现金净流入同比增长26.6% ,流动性水平显著提高;综合成本率94.8% ,同比下降1.4个百分点。人身险业务方面,经营质效不断改善。人保寿险半年新业务价值可比口径下同比增长 71.7%;期交保费占原保险保费收入的79.5% ,同比提升0.9个百分点;13个月保费继续率 96.4% ,同比提升0.4个百分点。人保健康半年新业务价值可比口径下同比增长51.0%;首年期交保费同比增长52.3% ,互联网长期险首年期交保费同比增长110.6%。投资业务方面,积极把握资本市场投资机会,优化权益结构,拉长资产久期,实现总投资收益 407.58亿元,同比增长40.2%;年化总投资收益率5.0% ,同比提升0.9个百分点。

截至2025年6月30日,集团总资产18,781.02亿元,较上年末增长6.3%;净资产3,906.38亿元,较上年末增长6.3%;综合偿付能力充足率为276% ,核心偿付能力充足率为219% ,资本实力充足。

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