纳斯达克上市公司嘉银科技（JFIN）近期因亮眼财报引发关注，2025年一季度5.4亿元净利润折合日赚600万元的“印钞”表现，与其自研AI风控引擎“明达”的高效赋能紧密挂钩。然而，在这份光鲜业绩的背后，旗下“你我贷”与极融借款两大平台近9万条投诉的积压、违规收集个人信息的监管通报，以及远超法定红线的综合费率，正不断撕开这家助贷企业高速增长下的合规裂痕。效率与风险的双面刃嘉银科技对“明达”风控引擎的...
Source Link纳斯达克上市公司嘉银科技（JFIN）近期因亮眼财报引发关注，2025年一季度5.4亿元净利润折合日赚600万元的“印钞”表现，与其自研AI风控引擎“明达”的高效赋能紧密挂钩。然而，在这份光鲜业绩的背后，旗下“你我贷”与极融借款两大平台近9万条投诉的积压、违规收集个人信息的监管通报，以及远超法定红线的综合费率，正不断撕开这家助贷企业高速增长下的合规裂痕。效率与风险的双面刃嘉银科技对“明达”风控引擎的...
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