FNB Corporation Reports Strong Q3 2025 Results with 12.6% CAGR in Loans Since 2009, Net Interest Margin at 3.19%

Reuters
Aug 29
FNB Corporation Reports Strong Q3 2025 Results with 12.6% CAGR in Loans Since 2009, Net Interest Margin at 3.19%

FNB Corporation has released its third-quarter 2025 financial results, highlighting the use of non-GAAP financial measures to provide insights into their operating performance. The company emphasized operating net income available to common shareholders and return on average tangible equity as key performance indicators. The results also noted that certain non-recurring items, such as FDIC special assessments, are excluded from their organic operational assessments. The company utilizes net interest income on a taxable-equivalent basis to calculate net interest margin, aiming to facilitate peer comparisons and better assess underlying business trends. FNB Corporation continues to focus on core business activities, utilizing these non-GAAP financial measures for internal assessments and to provide investors with a clearer understanding of performance and trends. A significant update to their business operations includes the exclusion of discontinued Florida and Regency exposure from their reporting metrics. The corporation's presentation serves as a supplement to their GAAP-compliant consolidated financial statements, providing a comprehensive view of their financial health and strategic direction.

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