巨头入局!日本邮政银行将于2026财年前推出数字日元DCJPY

智通财经
Sep 02

智通财经APP获悉,日本邮政银行表示,将在2026财年底前推出数字日元,以便其储户更便捷地进行数字金融交易。

这家邮政巨头持有约190万亿日元(合1.29万亿美元)的存款,此举凸显出日本国内实体日益利用区块链技术来简化金融交易。

日本邮政银行及其股东日本政府本周一在一份声明中表示,将为其储户引入由DeCurret DCP公司开发的数字货币"DCJPY"。日本互联网服务公司Internet Initiative Japan旗下子公司DeCurrent DCP参与了该货币的开发。

一旦推出,日本邮政银行的储户可以将日元转换为DCJPY,用于即时交易数字证券和其他基于区块链的资产。

日本邮政银行和DeCurrent DCP在声明中表示:"我们正在考虑推出的代币化存款货币将利用区块链技术提供即时、透明的交易。"

DCJPY是一种基于区块链的存款货币,与法币日元1:1完全挂钩。它不同于稳定币,稳定币是一种加密货币,通常与法币挂钩以保持恒定价值。

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