上半年19家大中型银行按揭贷款扫描:“提前还房贷”现象缓解,14家房贷余额上升

澎湃新闻
Sep 04

今年上半年居民“提前还房贷”现象出现缓解。澎湃新闻根据最新出炉的上市银行2025年半年报梳理发现,在处于房地产贷款集中度管理制度的第一档和第二档共计19家上市银行中,今年上半年,有5家个人住房贷款余额较上年末出现减少(去年同期为14家),个人住房贷款余额增加的银行增至14家。资产质量方面,在披露了相关数据的14家大中型上市银行中,今年上半年,10家银行个人住房贷款不良率上升,3家下降,1家较去年末...

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