A股42家上市银行半年报披露收官。在有效信贷需求不足、净息差持续收窄的双重压力下,银行板块呈现“总量稳、结构优、区域分化”的特征。据记者不完全统计,上半年仍有9家银行实现两位数贷款增长,且全部为城商行;对公贷款成为支撑信贷高增的绝对主力,占新增贷款比重超八成。与此同时,净息差持续收窄使得“以量补价”模式承压,六大行利息净收入同比下滑约2%。资产质量方面,对公贷款不良率持续改善,但个人经营贷和房贷...
Source LinkA股42家上市银行半年报披露收官。在有效信贷需求不足、净息差持续收窄的双重压力下,银行板块呈现“总量稳、结构优、区域分化”的特征。据记者不完全统计,上半年仍有9家银行实现两位数贷款增长,且全部为城商行;对公贷款成为支撑信贷高增的绝对主力,占新增贷款比重超八成。与此同时,净息差持续收窄使得“以量补价”模式承压,六大行利息净收入同比下滑约2%。资产质量方面,对公贷款不良率持续改善,但个人经营贷和房贷...
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