Rocket Companies Inc. Predicts U.S. Housing Costs Could Normalize by 2030 Amid Stabilizing Prices and Lower Mortgage Rates

Reuters
Sep 02, 2025
<a href="https://laohu8.com/S/RKT">Rocket Companies</a> Inc. Predicts U.S. Housing Costs Could Normalize by 2030 Amid Stabilizing Prices and Lower Mortgage Rates

Rocket Companies Inc., through its real estate brokerage Redfin, has released a new report indicating that U.S. housing costs could return to "normal" by 2030 if home-price growth stabilizes and mortgage rates fall to 5.5%. Currently, the housing market faces challenges with record-high home prices and elevated mortgage rates, alongside insufficient home construction to meet demand. However, recent trends suggest a positive shift, as both home-price growth and mortgage rates show signs of decline. The report, while hypothetical, suggests that a return to affordability is possible without a crash in home prices. Key factors for this potential market shift include steady price and income growth, alongside modest declines in mortgage rates. In particular, tech-driven metro areas with rapid wage growth and cooled home price increases, such as the Bay Area, Austin, Seattle, and Denver, are already seeing a return to 2018-level housing costs. Nonetheless, half of the top 50 populous U.S. metro areas may not achieve normal housing costs within the decade if current trends persist.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Rocket Companies Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20250902771876) on September 02, 2025, and is solely responsible for the information contained therein.

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

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