据报道日本邮政银行计划在2026财年采用资产代币化网络届时其1.2亿账户持有者将可把储蓄兑换为代币以更便捷地进行证券交易

智通财经
Sep 01
据报道日本邮政银行计划在2026财年采用资产代币化网络届时其1.2亿账户持有者将可把储蓄兑换为代币以更便捷地进行证券交易。 报道称日本邮政银行将加入“DCJPY网络”——该网络发行同名代币合作银行可按1日元的比例兑换该代币。DCJPY由日本企业DeCurret DCP开发三菱日联金融集团(日本最大金融机构)等企业为其提供支持该网络于2024年8月正式公布。 报道指出储户可将储蓄即时转换为DCJPY代币随后用该代币购买目标收益率约3%至5%的代币化证券。作为日本零售用户存款规模最大的银行日本邮政银行此举旨在吸引年轻客群:通过将此类交易的结算时间从“数天”缩短至“近乎即时”提升服务效率。

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