万能险结算利率普降至3%以下

环球网
Sep 07

【环球网财经综合报道】近日,随着各家人身险公司陆续披露万能险产品2025年8月的结算利率,市场再次聚焦这一兼具保障与投资属性的保险产品。数据显示,在已披露结算利率的近300只万能险产品中,大部分产品的年结算利率已降至2.5%~3%区间,仅有少数产品仍维持在3%以上,且部分产品利率较上月出现进一步下调。这一现象清晰地勾勒出,在市场利率下行和监管引导的双重作用下,万能险产品正步入一个利率更低、更注重...

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