争夺活期存款 息差“保卫战”白热化

中国经营网
Sep 06

伴随着市场利率的持续下行,商业银行近年将“稳息差”的主要工作放在了资产负债结构调整和存贷定价管理上,这也是商业银行市场竞争力的重要体现。在今年部分上市银行业绩发布会上,多家银行高管提到了持续加大低成本资金拓展,优化负债结构,提升负债的质量管理水平。那么,作为影响净息差的关键因素,各家上市银行的负债成本和结构到底怎样?聚焦负债质量在存款定期化的趋势下,银行要留住活期存款资金显然不容易,尤其是在银行...

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