New York Late Money Rates from The Wall Street Journal

Key annual interest rates paid to borrow or lend money in U.S. and international markets. Rates below are a guide to general levels but don’t always represent actual transactions.

Friday, September 5, 2025 
Inflation 
                  July index         Chg From (%) 
                       level    June '25    July '24 
   U.S. consumer price index 
       All items     323.048        0.15         2.7 
            Core     328.980        0.19         3.1 
International rates 
                                    Week            52-Week 
                      Latest         ago        High         Low 
   Prime rates 
            U.S.        7.50        7.50        8.50        7.50 
          Canada        4.95        4.95        6.70        4.95 
           Japan        1.88        1.88        1.88        1.63 
 
   Policy Rates 
       Euro zone        2.15        2.15        4.25        2.15 
     Switzerland        0.50        0.50        1.75        0.50 
         Britain        4.00        4.00        5.00        4.00 
       Australia        3.60        3.60        4.35        3.60 
Overnight repurchase 
            U.S.        4.45        4.42        5.43        4.00 
U.S. government rates 
   Discount 
                        4.50        4.50        5.50        4.50 
   Federal funds 
     Target rate   4.25-4.50   4.25-4.50   5.25-5.50   4.25-4.50 
            High        4.55        4.55        5.55        4.37 
             Low        4.32        4.32        5.32        4.30 
             Bid        4.32        4.32        5.33        4.32 
           Offer        4.33        4.33        5.36        4.33 
   Treasury bill auction 
         4 weeks       4.175       4.245       5.080       4.000 
        13 weeks       4.045       4.100       4.970       4.045 
        26 weeks       3.880       3.915       4.645       3.880 
Other short-term rates 
                                    Week            52-Week 
                      Latest         ago        High         Low 
   Call money 
                        6.25        6.25        7.25        6.25 
   Commercial paper (AA financial) 
         90 days        4.22        n.a.        5.03        4.16 
   Secured Overnight Financing Rate $(SOFR)$ 
                        4.41        4.34        5.38        4.26 
                                   Value            52-Week 
                      Latest      Traded        High         Low 
   DTCC GCF Repo Index 
        Treasury       4.442      67.550       5.436       4.286 
             MBS       4.472      76.880       5.476       4.294 
 
Weekly survey 
                      Latest    Week ago    Year ago 
Freddie Mac 
   30-year fixed        6.50        6.56        6.35 
   15-year fixed        5.60        5.69        5.47

Notes on data: U.S. prime rate is the base rate on corporate loans posted by at least 70% of the 10 largest U.S. banks, and is effective December 19, 2024. Other prime rates aren’t directly comparable; lending practices vary widely by location; Discount rate is effective December 19, 2024. Secured Overnight Financing Rate is as of September 4, 2025. DTCC GCF Repo Index is Depository Trust & Clearing Corp.'s weighted average for overnight trades in applicable CUSIPs. Value traded is in billions of U.S. dollars. Sources: Federal Reserve; Bureau of Labor Statistics; DTCC; FactSet; Tullett Prebon Information, Ltd.

(END) Dow Jones Newswires

September 05, 2025 16:31 ET (20:31 GMT)

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New York Late Money Rates from The Wall Street Journal

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