导读非贷款资产和收益仍然是银行扩张的主要支撑,负债成本下降成为银行营收增速新动力。摘要2025上半年,影响银行营收增速的关键变量是什么?负债成本下降成为最主要动力,资产端生息资产量增价减,非息资产分化。主要的提升因素:①生息资产规模增速依旧是营收增长的重要支撑,其中大行减弱,中小行增强;②计息负债成本下降成为银行营收增长的新动力;③非息资产对国有大行营收增速有明显助力。主要的压制因素是:①生息资产...
Source Link导读非贷款资产和收益仍然是银行扩张的主要支撑,负债成本下降成为银行营收增速新动力。摘要2025上半年,影响银行营收增速的关键变量是什么?负债成本下降成为最主要动力,资产端生息资产量增价减,非息资产分化。主要的提升因素:①生息资产规模增速依旧是营收增长的重要支撑,其中大行减弱,中小行增强;②计息负债成本下降成为银行营收增长的新动力;③非息资产对国有大行营收增速有明显助力。主要的压制因素是:①生息资产...
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