晋商银行上半年净利润增长,两折转让不良资产、合作方变相高息惹投诉

消费日报财经
Sep 12, 2025

晋商银行发布半年财报显示,上半年实现营业收入27.36亿元,同比下降1.8%;净利润10.51亿元,同比增长2%。该行营收下滑主要原因是利息净收入下降,利润增长则依赖投资证券收益净额大增44.5%及营业支出下降等。报告期末,晋商银行前十大客户贷款集中度达54.4%,超出监管红线。在资产质量方面,该行个贷不良率攀升至2.71%,对公不良率有所下降。近日晋商银行宣布,该行拟转让14.21亿元不良资产...

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