江苏省财政厅近日制定印发《企业数据资源入表指南》为企业数据资源规范化入表等提供操作手册。在金融服务领域数据资产也发挥着破

智通财经
Sep 12, 2025
江苏省财政厅近日制定印发《企业数据资源入表指南》为企业数据资源规范化入表等提供操作手册。在金融服务领域数据资产也发挥着破解行业难题的重要作用。省数据集团联合征信公司依托省公共数据授权运营平台基于人社厅数据打造公共数据产品“苏社分”已在省数据交易所挂牌并在中国银行江苏省分行、工商银行江苏省分行、江苏银行三家金融机构开展试用。“苏社分”将社保、就业等数据转化为“信用评分”助力金融机构精准掌握授信主体信用状况。截至今年6月底三家试用机构基于“苏社分”产品累计授信19.98亿元。这一创新实践打破传统金融风控过度依赖抵押担保的局限将公共数据的信用价值转化为普惠金融动能实现“信用变资本”的突破性进展。

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