频道说在净息差持续收窄、零售风险抬升的背景下,商业银行们正在探索新的零售转型路径。来源:21世纪经济报道(jjbd21)记者:黄子潇随着2025年中报的披露完毕,各家“零售银行”的成绩单陆续揭晓。一方面,从营收、利润表现来看,银行零售业务仍然承压;另一方面,在对公信贷质量改善之时,零售信贷风险却仍在抬升,有银行在业绩会上直言“全行业零售风险未见拐点”。在净息差持续收窄、零售风险抬升的背景下,...
Source Link频道说在净息差持续收窄、零售风险抬升的背景下,商业银行们正在探索新的零售转型路径。来源:21世纪经济报道(jjbd21)记者:黄子潇随着2025年中报的披露完毕,各家“零售银行”的成绩单陆续揭晓。一方面,从营收、利润表现来看,银行零售业务仍然承压;另一方面,在对公信贷质量改善之时,零售信贷风险却仍在抬升,有银行在业绩会上直言“全行业零售风险未见拐点”。在净息差持续收窄、零售风险抬升的背景下,...
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