万能险保证利率降至1.0% 有产品引入弹性调整机制

新快报
Sep 16

自9月1日起,万能险的预定利率从1.5%调整至1.0%。新快报记者梳理发现,多款在售产品的保证利率为1.0%,部分产品引入更具弹性的利率调整机制。数据显示,近年来万能险的结算利率也总体走低。业内人士建议,投资者选购万能险应关注产品保障功能、保证利率的保证期间等。保证利率整体下调据了解,万能险是同时具有保险保障功能和理财功能的一类保险。万能险设有单独的万能账户,定期公布实际结算利率,保证利率之上的...

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