经济网 | www.ceweekly.cn本刊记者崔晓萌近期,平安银行、招商银行、中信银行等多家上市银行召开中期业绩会,“反内卷”成了绕不开的话题。不计成本拼价格、抢客户,息差撑不住,资产质量也会亮红灯,银行不敢再这么“卷”下去了。先看看行业家底。2025年上半年,42家上市银行营收超2.9万亿元、净利润破1.1万亿元,同比增长0.8%。表面看业绩回暖,非息收入成了重要支撑,但实际上,净息差还在...
Source Link经济网 | www.ceweekly.cn本刊记者崔晓萌近期,平安银行、招商银行、中信银行等多家上市银行召开中期业绩会,“反内卷”成了绕不开的话题。不计成本拼价格、抢客户,息差撑不住,资产质量也会亮红灯,银行不敢再这么“卷”下去了。先看看行业家底。2025年上半年,42家上市银行营收超2.9万亿元、净利润破1.1万亿元,同比增长0.8%。表面看业绩回暖,非息收入成了重要支撑,但实际上,净息差还在...
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