城商行半年报观察:业绩持续分化头部效应增强,资产整体稳健零售业务下滑

秋山论商业
Sep 15, 2025

文 | 秋山论商业面对复杂多变的内外部环境,中国城商行2025年上半年,展现出了“总量稳、结构优、韧性足”的发展特征。尽管宏观经济恢复节奏波动、利率市场化持续深入、净息差收窄等因素给行业带来挑战,但城商行通过优化资产配置、发展财富管理等中间业务、强化风险管控等举措,实现了经营质量的稳步提升。本文将结合半年报数据、国家金融监督管理总局数据、业务实践及机构的行业研究,对17家A股上市城商行的发展现状...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

  1. 1
     
     
     
     
  2. 2
     
     
     
     
  3. 3
     
     
     
     
  4. 4
     
     
     
     
  5. 5
     
     
     
     
  6. 6
     
     
     
     
  7. 7
     
     
     
     
  8. 8
     
     
     
     
  9. 9
     
     
     
     
  10. 10