招行行长王良，曾在今年二季度引爆过一个行业话题——银行业净息差与不良率倒挂，后者比前者高。王良的观察一度引起了众多从业人士共鸣和深思。结合上下文语境，其核心论点并不是简单将两个指标进行数学上相减，得出差值。王良试图表达的核心观点是：如果不良率和净息差的水平出现倒挂，则意味着银行难以覆盖信用成本、运营成本和资本成本，这对银行的可持续发展将带来巨大挑战。业内人士的观察总是灵敏。从行业面上来说，今年...
Source Link招行行长王良，曾在今年二季度引爆过一个行业话题——银行业净息差与不良率倒挂，后者比前者高。王良的观察一度引起了众多从业人士共鸣和深思。结合上下文语境，其核心论点并不是简单将两个指标进行数学上相减，得出差值。王良试图表达的核心观点是：如果不良率和净息差的水平出现倒挂，则意味着银行难以覆盖信用成本、运营成本和资本成本，这对银行的可持续发展将带来巨大挑战。业内人士的观察总是灵敏。从行业面上来说，今年...
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