智通财经APP获悉,开源证券发布研报称,随着存款付息率的走低以及资本市场回暖,8月存款的“财富化”进程加速。因居民风险偏好整体偏低,居民存款到期后流入低波类理财、基金及固收+等产品的概率较大。下阶段存贷业务或将逐渐向大型综合化或小型特色化银行集中,关注国有大行及资源禀赋型银行的优势扩大。目前银行板块仍具有较强稳定红利属性的资金吸引力,保险中长期资金、公募低配资金、指数型基金及固收+产品仍构成稳定...
Source Link智通财经APP获悉,开源证券发布研报称,随着存款付息率的走低以及资本市场回暖,8月存款的“财富化”进程加速。因居民风险偏好整体偏低,居民存款到期后流入低波类理财、基金及固收+等产品的概率较大。下阶段存贷业务或将逐渐向大型综合化或小型特色化银行集中,关注国有大行及资源禀赋型银行的优势扩大。目前银行板块仍具有较强稳定红利属性的资金吸引力,保险中长期资金、公募低配资金、指数型基金及固收+产品仍构成稳定...
Source LinkDisclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.