Odaily星球日报讯 Coinbase 首席政策官 Faryar Shirzad 撰文指出，美国各地的银行都在对稳定币发出警告，警告称稳定币将吸走存款，并削弱贷款业务。这种说法如今在主流媒体上随处可见，它歪曲了稳定币使用的证据和现实。实际上，稳定币将导致银行存款大规模外流观点根本站不住脚，稳定币的采用与社区银行的存款外流之间没有任何有意义的联系，稳定币不会对贷款构成威胁，也没有理由相信大银行的处境会更糟。相反，我们真正看到的是大型金融机构协同行动，旨在减缓创新，并保住它们从几十年来从未发生根本性变化的支付系统中赚取的租金。
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