信用卡外币交易结算调整,人民币直接入账时代来临

第一财经
Sep 21

信用卡外币交易结算方式迎来重大变革。  近期,平安银行、招商银行相继宣布对信用卡外币交易结算方式进行调整。过去,持卡人在境外消费时,若交易币种并非美元,往往需要经历“当地货币→美元→人民币”的两次兑换。如今,招商银行将直接支持人民币入账,省去中间环节。  业内人士认为,此举被视为国际卡组织顺应中国监管导向、深化本土运营的关键一步,亦折射出在信用卡市场持续收缩、手续费收入承压的背景下,银行与卡组织...

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