银行基金代销的“中年危机”

风财眼
Sep 22, 2025

最近,看到2025年上半年基金代销“成绩单”出炉,不免有些感慨。一方面,在日渐浓郁的市场回暖氛围之中,代销机构的保有规模也水涨船高。截至2025上半年,在排名前100的代销机构中,非货币市场基金、权益基金总计保有规模分别突破10万亿和5万亿关口,股票指数基金保有规模也达到1.95万亿,同比增长43.5%。但另一方面,在银行、券商和独立销售机构“三足鼎立”的市场格局下,原本处于绝对优势的银行渠道,...

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