【环球网财经报道 记者 冯超男】在今年,人身险行业发生了两件备受瞩目的大事:一是预定利率持续下调,造就如今低利率环境,分红险成为各大险企产品转型重点;二是“报行合一”开始向个险渠道铺开,标志着行业全面告别“高费用驱动”的发展模式,转而迈向“费用透明化”的新阶段。对于后者而言,加之银保“一对三”合作限制放开,银保渠道的行业地位得到进一步提升。对于坐拥庞大代理人队伍的大型险企来说,个险增长后劲不足,让...
Source Link【环球网财经报道 记者 冯超男】在今年,人身险行业发生了两件备受瞩目的大事:一是预定利率持续下调,造就如今低利率环境,分红险成为各大险企产品转型重点;二是“报行合一”开始向个险渠道铺开,标志着行业全面告别“高费用驱动”的发展模式,转而迈向“费用透明化”的新阶段。对于后者而言,加之银保“一对三”合作限制放开,银保渠道的行业地位得到进一步提升。对于坐拥庞大代理人队伍的大型险企来说,个险增长后劲不足,让...
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