汽车金融公司面临双重压力

经济日报
Sep 25, 2025

汽车产业的发展,离不开汽车金融的有力支撑。而汽车金融的运作离不开汽车金融机构,这些机构可以分为传统的商业银行和专业汽车金融公司等。近年来,汽车金融公司与商业银行之间的竞争日益激烈。中国银行业协会发布的《中国汽车金融公司行业发展报告(2025)》显示,我国汽车金融公司的资产规模及零售贷款规模面临收缩压力。2024年,全国24家汽车金融公司累计发放零售融资车辆529.90万辆,同比下降17.31%;...

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