保险业屡迎巨灾大考 通用大风险模型能否构建风险管理新格局?

21世纪经济报道
Sep 25

9月24日,台风“桦加沙”横扫华南地区,给广东沿海城市和港澳等地造成较大影响。理赔全线铺开,保险业又迎来一次巨灾大考。同日,在联合国气候变化峰会上,中国宣布新一轮国家自主贡献,基本建成“气候适应型社会”的目标成为关注焦点之一。气候风险频发是必须面对的长期挑战。因此,如何在完善风险分担机制的同时提升保险业应对巨灾的风险管理能力,成为建成“气候适应型社会”的关键环节之一。事实上,为分担直保公司风险,...

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