设置星标抢“鲜”浏览精彩内容丰富养老金融产品是推进养老金融高质量发展的重要内容。发达国家个人养老金产品种类丰富，基金、保险规模占比较高，存款规模占比逐步下降后趋于稳定，产品差异化程度高。相比之下，我国个人养老金融产品规模较小，种类较少，同质化严重，储蓄、理财和保险规模占比较高。建议商业银行参考国际经验，持续增加优质产品供给，短期内重点发展储蓄、理财、保险产品，适时提高基金产品占比，以需求为导向强化...
Source Link设置星标抢“鲜”浏览精彩内容丰富养老金融产品是推进养老金融高质量发展的重要内容。发达国家个人养老金产品种类丰富，基金、保险规模占比较高，存款规模占比逐步下降后趋于稳定，产品差异化程度高。相比之下，我国个人养老金融产品规模较小，种类较少，同质化严重，储蓄、理财和保险规模占比较高。建议商业银行参考国际经验，持续增加优质产品供给，短期内重点发展储蓄、理财、保险产品，适时提高基金产品占比，以需求为导向强化...
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