分析与判断:► 人身险：量稳价升有望延续我们预计三季度人身险负债端呈“量稳价升”，预定利率下调触发短期保费“炒停售”放量，银保渠道价值率提升与分红险转型将成为NBV的主要驱动，个险渠道继续以“提质增效”为主，行业品质指标延续改善。根据行业在三季度实施的预定利率动态下调（普通/分红/万能上限分别下调为2.0%/1.75%/1.0%，切换截至8月31日），短期“炒停售”将拉动新单规模；从长期看，...
Source Link分析与判断:► 人身险：量稳价升有望延续我们预计三季度人身险负债端呈“量稳价升”，预定利率下调触发短期保费“炒停售”放量，银保渠道价值率提升与分红险转型将成为NBV的主要驱动，个险渠道继续以“提质增效”为主，行业品质指标延续改善。根据行业在三季度实施的预定利率动态下调（普通/分红/万能上限分别下调为2.0%/1.75%/1.0%，切换截至8月31日），短期“炒停售”将拉动新单规模；从长期看，...
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