中信银行科技金融“特色打法”:产品破局、生态赋能、协同增效

新华网
Sep 30, 2025

为“实验室到生产线”提供金融赋能如果说传统银行信贷以“历史财务表现”为核心依据,那么银行的科技金融业务则以“未来潜力”为导向。如何突破财务依赖,使科技金融能更早介入创新链条?中信银行一项创新产品给行业提供了借鉴:8月,中信银行北京分行在北京股权交易中心认股权综合服务试点平台完成首笔选择权贷款认股权线上转让业务。此次转让认股权的标的企业是北京一家“专精特新”专板中聚焦于空间激光通信技术的高新技术企业...

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