浮动收益型保险添新军!人身险产品转型纵深推进

券商中国
Oct 08

浮动收益型保险再添新军。近日,金融监管总局印发《关于推动健康保险高质量发展的指导意见》(以下简称《意见》),明确健康保险未来一段时间发展的总体思路和阶段性目标。其中提到,支持监管评级良好的保险公司开展分红型长期健康保险业务。这意味着分红型健康险时隔22年后再度回归市场。随着低利率持续和外部环境变化,我国人身险产品结构转型正在纵深推进。分红型健康险回归早在2003年前后,分红型重疾险因兼具“保障+...

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