近日,中国银行研究院发布2025年第四季度经济金融展望报告。报告指出,银行业净息差低位企稳,非息收入面临结构性机遇。2025年二季度,商业银行净息差为1.42%,同比下降0.12个百分点,再次创下历史新低。但较2024年同期数据,净息差下降趋势已有所收窄。上半年,商业银行新发放贷款定价仍在历史低位,核心负债成本明显下行,存贷款两端利率同步下行推动净息差收窄压力得以缓解。全年来看,商业银行利息业务仍...
Source Link近日,中国银行研究院发布2025年第四季度经济金融展望报告。报告指出,银行业净息差低位企稳,非息收入面临结构性机遇。2025年二季度,商业银行净息差为1.42%,同比下降0.12个百分点,再次创下历史新低。但较2024年同期数据,净息差下降趋势已有所收窄。上半年,商业银行新发放贷款定价仍在历史低位,核心负债成本明显下行,存贷款两端利率同步下行推动净息差收窄压力得以缓解。全年来看,商业银行利息业务仍...
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