健康险迎来新一轮发展机遇 险企估值有望进一步修复

工银瑞信基金
Oct 10, 2025

点击即可收听全部内容国家金融监督管理总局近日印发《关于推动健康保险高质量发展的指导意见》(以下简称《意见》),明确了健康险未来发展的总体思路和阶段性目标,并规划了主要险种的发展重点。我们认为,《意见》从产品设计、产业协同等多方面引导保险与健康产业实现合作共赢,健康险迎来新一轮发展机遇。2003年原保监会发文叫停分红型重疾险产品,在预定利率下调背景下,分红型健康险有序回归市场,有助于提升产品吸引力,...

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