2025年四季度伊始,银行业加速清理“历史包袱”,两则超百亿规模的债权资产转让事项现身,其中,渤海银行拟挂牌转让近700亿元债权资产、广州农商行计划出售近190亿元信贷资产包,且均瞄准长期占用资本、流动性差的历史包袱资产,以优化资产结构、提升资本充足率。与此同时,在银登中心的不良贷款转让平台上,国有大行、股份制银行及地方中小银行推出的个人消费贷、信用卡透支、个人经营性贷款等“小额分散”类不良资产包...
Source Link2025年四季度伊始,银行业加速清理“历史包袱”,两则超百亿规模的债权资产转让事项现身,其中,渤海银行拟挂牌转让近700亿元债权资产、广州农商行计划出售近190亿元信贷资产包,且均瞄准长期占用资本、流动性差的历史包袱资产,以优化资产结构、提升资本充足率。与此同时,在银登中心的不良贷款转让平台上,国有大行、股份制银行及地方中小银行推出的个人消费贷、信用卡透支、个人经营性贷款等“小额分散”类不良资产包...
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