《大行》花旗:非车险业务将实施“报行合一” 料中国财险(02328.HK)和中国平安(02318.HK)可受惠政策

阿斯达克财经
Oct 13

花旗发表研究报告指,金融监理总局近日发布通知,自今年11月1日起,“报行合一”落实将扩展至非车险业务。该行表示,由于这将指引保险公司更专注于盈利而非发展规模,并控制佣金率,以确保足够的保费并减少应收账款,因此预期这套综合规定将提高行业内非汽车保险的利润率,为2026财年的利润提升铺路。
该行相信,中国财险(02328.HK) 中国平安(02318.HK) 将较为受惠,因为在市场竞争更温和的情况下,将可放大它们的定价、索赔管理和营运效率优势。(sl/da)(港股报价延迟最少十五分钟。沽空资料截至 2025-10-13 12:25。)

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