Citizens Financial Posts Higher 3Q Profit As Credit Results Improve

Dow Jones

Oct 15, 2025

By Nicholas G. Miller

Citizens Financial reported higher third-quarter revenue and profit, as net interest income rose and credit results improved.

The bank posted adjusted net income available to common stockholders of $457 million, or $1.05 a share, up from $354 million, or 79 cents a share, the year prior. Analysts expected $1.03 a share, according to FactSet.

Revenue came in at $2.12 billion, up from $1.9 billion the year before. Wall Street expected $2.1 billion.

Net interest income rose 9% to $1.49 billion and in strong signs for consumer credit health, provision for credit losses fell 10% to $154 million while net charge-offs fell 16% to $162 million.

The company also said a pick-up in market activity fueled 77% growth in fees for its capital markets division.

Write to Nicholas G. Miller at nicholas.miller@wsj.com.

(END) Dow Jones Newswires

October 15, 2025 07:02 ET (11:02 GMT)

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Miller \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  Citizens Financial reported higher third-quarter revenue and profit, as net interest income rose and credit results improved. \n</p>\n<p>\n  The bank posted adjusted net income available to common stockholders of $457 million, or $1.05 a share, up from $354 million, or 79 cents a share, the year prior. Analysts expected $1.03 a share, according to FactSet. \n</p>\n<p>\n  Revenue came in at $2.12 billion, up from $1.9 billion the year before. Wall Street expected $2.1 billion. \n</p>\n<p>\n  Net interest income rose 9% to $1.49 billion and in strong signs for consumer credit health, provision for credit losses fell 10% to $154 million while net charge-offs fell 16% to $162 million. \n</p>\n<p>\n  The company also said a pick-up in market activity fueled 77% growth in fees for its capital markets division. \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  Write to Nicholas G. Miller at nicholas.miller@wsj.com. \n</p>\n<pre style=\"white-space: pre\">\n \n</pre>\n<p>\n  (END) Dow Jones Newswires\n</p>\n<p>\n  October 15, 2025 07:02 ET (11:02 GMT)\n</p>\n<p>\n  Copyright (c) 2025 Dow Jones &amp; Company, Inc.\n</p>\n</font>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4585","symbol_name":"ETF&股票定投概念","start_time":0,"source_url":"https://dowjonesnews.com/newdjn/logon.aspx?AL=N","article_id":"2575785711","we_media_id":"106","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2575785711","pubTimestamp":1760526120,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Dow Jones","introduction":"Dow Jones publishes the world’s most trusted business news and financial information in a variety of media.","home_visible":0,"id":"106","head_image":"https://static.tigerbbs.com/150f88aa4d182df19190059f4a365e99"},"summary":"Citizens Financial reported higher third-quarter revenue and profit, as net interest income rose and credit results improved.The bank posted adjusted net income available to common stockholders of $457 million, or $1.05 a share, up from $354 million, or 79 cents a share, the year prior. 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Miller \n\n\n \n\n\n  Citizens Financial reported higher third-quarter revenue and profit, as net interest income rose and credit results improved. \n\n\n  The bank posted adjusted net income available to common stockholders of $457 million, or $1.05 a share, up from $354 million, or 79 cents a share, the year prior. Analysts expected $1.03 a share, according to FactSet. \n\n\n  Revenue came in at $2.12 billion, up from $1.9 billion the year before. Wall Street expected $2.1 billion. \n\n\n  Net interest income rose 9% to $1.49 billion and in strong signs for consumer credit health, provision for credit losses fell 10% to $154 million while net charge-offs fell 16% to $162 million. \n\n\n  The company also said a pick-up in market activity fueled 77% growth in fees for its capital markets division. \n\n\n \n\n\n  Write to Nicholas G. Miller at nicholas.miller@wsj.com. \n\n\n \n\n\n  (END) Dow Jones Newswires\n\n\n  October 15, 2025 07:02 ET (11:02 GMT)\n\n\n  Copyright (c) 2025 Dow Jones & Company, Inc.","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":true,"code":"91000000","status":"200"}}}