2025年上半年银行业发展动态分析摘要上半年，银行业资产负债增速回暖趋势明显，信贷总量持续增长，增速维持平稳，金融服务实体经济力度需巩固；净利润持续承压，营收降幅有所收窄；净息差续创新低；资产质量与风险抵补能力整体保持稳健；拨备覆盖率延续回升，资本充足率有所回落。政策方面，货币政策适度宽松，发挥总量和结构双重功能；财政政策积极有为，精准发力重点领域；监管政策提质增效，统筹推进金融风险防控和高质量...
Source Link2025年上半年银行业发展动态分析摘要上半年，银行业资产负债增速回暖趋势明显，信贷总量持续增长，增速维持平稳，金融服务实体经济力度需巩固；净利润持续承压，营收降幅有所收窄；净息差续创新低；资产质量与风险抵补能力整体保持稳健；拨备覆盖率延续回升，资本充足率有所回落。政策方面，货币政策适度宽松，发挥总量和结构双重功能；财政政策积极有为，精准发力重点领域；监管政策提质增效，统筹推进金融风险防控和高质量...
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