Republic Bancorp Q3 net income rises, driven by disciplined pricing

Reuters

Oct 17

<a href="https://laohu8.com/S/RBCAA">Republic Bancorp</a> Q3 net income rises, driven by disciplined pricing

Overview

Republic Bancorp Q3 net income rises 12% yr/yr, driven by 15% Core Bank growth
Company's Q3 diluted EPS increases 11% yr/yr
On a total company basis, net interest margin expands to 4.65% from 4.49% in Q3 2024

Outlook

Company did not provide specific financial guidance for future periods in its press release

Result Drivers

CORE BANK GROWTH - Core Bank net income rose 15%, driven by disciplined pricing and NIM expansion
NIM EXPANSION - Net interest margin expanded to 4.65% from 4.49% due to pricing discipline and lower deposit costs
CREDIT QUALITY - Credit quality remained solid with low net charge-offs and nonperforming loans ratios

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q3 EPS		$1.52
Q3 Net Income		$29.74 mln
Q3 ROE		10.91%

Press Release: ID:nBw4vdw5ja

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"BK4211","symbol_name":"区域性银行","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251017:nL2N3VY0CH:1","article_id":"2576037501","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2576037501","pubTimestamp":1760703004,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"Republic Bancorp Q3 net income rises, driven by disciplined pricingOverviewRepublic Bancorp Q3 net income rises 12% yr/yr, driven by 15% Core Bank growthCompany's Q3 diluted EPS increases 11% yr/yrOn ","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"BK4211":"区域性银行","RBCAA":"Republic Bancorp"},"translate_title":"在严格定价的推动下，共和银行第三季度净利润增长","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"RBCAA":0.9},"content_text":"Republic Bancorp Q3 net income rises, driven by disciplined pricing OverviewRepublic Bancorp Q3 net income rises 12% yr/yr, driven by 15% Core Bank growthCompany's Q3 diluted EPS increases 11% yr/yrOn a total company basis, net interest margin expands to 4.65% from 4.49% in Q3 2024OutlookCompany did not provide specific financial guidance for future periods in its press releaseResult DriversCORE BANK GROWTH - Core Bank net income rose 15%, driven by disciplined pricing and NIM expansionNIM EXPANSION - Net interest margin expanded to 4.65% from 4.49% due to pricing discipline and lower deposit costsCREDIT QUALITY - Credit quality remained solid with low net charge-offs and nonperforming loans ratiosKey DetailsMetricBeat/MissActualConsensus EstimateQ3 EPS$1.52Q3 Net Income$29.74 mlnQ3 ROE10.91%Press Release: ID:nBw4vdw5jaFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"dataReport","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}