CalPrivate Bank's Q3 EPS falls, bad loans increase

Reuters

Oct 17, 2025

CalPrivate Bank's Q3 EPS falls, bad loans increase

Overview

CalPrivate Bank Q3 net income rises 2.6% yr/yr to $9.7 mln
Diluted EPS for Q3 was $1.65, down from $1.77 in prior quarter
Core deposits increased 5.8% from prior quarter, brokered deposits decreased 65.7% yr/yr

Outlook

Company notes strong pipelines going into the fourth quarter
CalPrivate Bank focuses on expanding relationships and opening new branches
Company maintains a disciplined approach to lending amid slow loan growth

Result Drivers

INTEREST INCOME REVERSAL - Q3 results affected by $1.3 mln reversal of interest income from loans placed on nonaccrual
CORE DEPOSIT GROWTH - Core deposits increased by $121.1 mln or 5.8% from prior quarter, reflecting strategic focus
CREDIT LOSS PROVISION - Provision for credit losses rose to $1.8 mln, driven by increased reserves for nonaccrual loans

Key Details

Metric	Beat/Miss	Actual	Consensus Estimate
Q3 EPS		$1.65
Q3 Net Income		$9.70 mln
Q3 Net Interest Income		$29.33 mln
Q3 Basic EPS		$1.67
Q3 Pretax Profit		$13.80 mln
Q3 Provision for Credit Losses		$1.79 mln

Press Release: ID:nGNX6kJ6zK

For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.

(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)

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One of the best stock trading platforms in Singapore.","ogImage":"https://c1.itigergrowtha.com/portal5/static/media/og-logo.be62fbe1.png","ogUrl":"https://www.itiger.com/news/2576037690"},"companyName":"Tiger Brokers"},"pageData":{"isMobile":false,"isTiger":false,"isTTM":true,"region":"SGP","license":"TBSG","edition":"fundamental"},"isCrawlerRequest":true,"__swrFallback__":{"@#url:\"https://stock-news.skytigris.cn/v3/news\",params:#id:\"2576037690\",edition:\"fundamental\",auth_exemption:1,,,undefined,":{"share":"https://ttm.financial/m/news/2576037690?lang=en_US&edition=fundamental","thumbnail":"","is_english":true,"pubTime":"2025-10-17 20:13","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"2576037690","market":"us","top_or_hot":-1,"title":"CalPrivate Bank's Q3 EPS falls, bad loans increase","media":"Reuters","content":"<html xmlns=\"http://www.w3.org/1999/xhtml\"><head><title>CalPrivate Bank's Q3 EPS falls, bad loans increase</title></head><body><p><span>Overview</span></p><ul><li><p>CalPrivate Bank Q3 net income rises 2.6% yr/yr to $9.7 mln</p></li><li><p>Diluted EPS for Q3 was $1.65, down from $1.77 in prior quarter</p></li><li><p>Core deposits increased 5.8% from prior quarter, brokered deposits decreased 65.7% yr/yr</p></li></ul><p><span>Outlook</span></p><ul><li><p>Company notes strong pipelines going into the fourth quarter</p></li><li><p>CalPrivate Bank focuses on expanding relationships and opening new branches</p></li><li><p>Company maintains a disciplined approach to lending amid slow loan growth</p></li></ul><p><span>Result Drivers</span></p><ul><li><p>INTEREST INCOME REVERSAL - Q3 results affected by $1.3 mln reversal of interest income from loans placed on nonaccrual</p></li><li><p>CORE DEPOSIT GROWTH - Core deposits increased by $121.1 mln or 5.8% from prior quarter, reflecting strategic focus</p></li><li><p>CREDIT LOSS PROVISION - Provision for credit losses rose to $1.8 mln, driven by increased reserves for nonaccrual loans</p></li></ul><p><span>Key Details</span></p><table><tbody><tr><td><p><span>Metric</span></p></td><td><p><span>Beat/Miss</span></p></td><td><p><span>Actual</span></p></td><td><p><span>Consensus Estimate</span></p></td></tr><tr><td><p>Q3 EPS</p></td><td></td><td><p>$1.65</p></td><td></td></tr><tr><td><p>Q3 Net Income</p></td><td></td><td><p>$9.70 mln</p></td><td></td></tr><tr><td><p>Q3 Net Interest Income</p></td><td></td><td><p>$29.33 mln</p></td><td></td></tr><tr><td><p>Q3 Basic EPS</p></td><td></td><td><p>$1.67</p></td><td></td></tr><tr><td><p>Q3 Pretax Profit</p></td><td></td><td><p>$13.80 mln</p></td><td></td></tr><tr><td><p>Q3 Provision for Credit Losses</p></td><td></td><td><p>$1.79 mln</p></td><td></td></tr></tbody></table><p>Press Release: <span>ID:nGNX6kJ6zK</span></p><p>For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>CalPrivate Bank's Q3 EPS falls, bad loans increase</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; 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For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.</p><p>(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"PBAM","symbol_name":"Private Bancorp of America, Inc.","start_time":0,"source_url":"https://api.refinitiv.com/data/news/v1/stories/urn:newsml:reuters.com:20251017:nL2N3VY0CG:1","article_id":"2576037690","we_media_id":"1032215980","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2576037690","pubTimestamp":1760703201,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"Reuters","introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"id":"1032215980","head_image":"https://community-static.tradeup.com/news/4567337cbdf294b657b1fa87c5488b48"},"summary":"CalPrivate Bank's Q3 EPS falls, bad loans increaseOverviewCalPrivate Bank Q3 net income rises 2.6% yr/yr to $9.7 mlnDiluted EPS for Q3 was $1.65, down from $1.77 in prior quarterCore deposits increase","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"en","relate_stocks":{"PBAM":"Private Bancorp of America, Inc.","BK4211":"区域性银行"},"translate_title":"加州私人银行第三季度每股收益下降，不良贷款增加","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"PBAM":0.9},"content_text":"CalPrivate Bank's Q3 EPS falls, bad loans increaseOverviewCalPrivate Bank Q3 net income rises 2.6% yr/yr to $9.7 mlnDiluted EPS for Q3 was $1.65, down from $1.77 in prior quarterCore deposits increased 5.8% from prior quarter, brokered deposits decreased 65.7% yr/yrOutlookCompany notes strong pipelines going into the fourth quarterCalPrivate Bank focuses on expanding relationships and opening new branchesCompany maintains a disciplined approach to lending amid slow loan growthResult DriversINTEREST INCOME REVERSAL - Q3 results affected by $1.3 mln reversal of interest income from loans placed on nonaccrualCORE DEPOSIT GROWTH - Core deposits increased by $121.1 mln or 5.8% from prior quarter, reflecting strategic focusCREDIT LOSS PROVISION - Provision for credit losses rose to $1.8 mln, driven by increased reserves for nonaccrual loansKey DetailsMetricBeat/MissActualConsensus EstimateQ3 EPS$1.65Q3 Net Income$9.70 mlnQ3 Net Interest Income$29.33 mlnQ3 Basic EPS$1.67Q3 Pretax Profit$13.80 mlnQ3 Provision for Credit Losses$1.79 mlnPress Release: ID:nGNX6kJ6zKFor questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact RefinitivNewsSupport@thomsonreuters.com.(This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.)","kind":"highlight","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"dataReport,express","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"}}}